Iowa Salary Calculator
Calculate your take-home pay in Iowa. Flat 3.8% state tax + federal + FICA. 2026 brackets.
Iowa recently transitioned to a flat income tax of 3.8%, a significant reduction from its previous nine-bracket system that topped out at 8.53%. This makes Iowa considerably more competitive with neighboring states.
Your Salary Details
Tax Breakdown
Take-Home Pay
Monthly
$4,871
Effective Tax Rate
All taxes combined
22.1%
Federal Tax
Annual
$7,960
State Tax
Iowa
$2,850
Detailed Breakdown
| Item | Annual | Monthly | Biweekly |
|---|---|---|---|
| Gross Income | $75,000 | $6,250 | $2,885 |
| Federal Tax | -$7,960 | -$663 | -$306 |
| Iowa State Tax | -$2,850 | -$237 | -$110 |
| Social Security | -$4,650 | -$387 | -$179 |
| Medicare | -$1,088 | -$91 | -$42 |
| Total Tax | -$16,548 | -$1,379 | -$636 |
| Take-Home Pay | $58,452 | $4,871 | $2,248 |
Federal Tax Brackets (Single)
| Rate | Taxable in Bracket | Tax |
|---|---|---|
| 10% | $11,925 | $1,193 |
| 12% | $36,550 | $4,386 |
| 22%Marginal | $10,825 | $2,382 |
| Total Federal Tax | $7,960 |
State Tax Comparison
If you lived in Texas (no state income tax), you would take home $2,850 more per year. That is $238 extra per month.
Iowa Tax FAQ
- What is Iowa's income tax rate?
- Iowa now has a flat rate of 3.8%, down dramatically from the old graduated system that topped out near 8.5%.
- Does Iowa tax Social Security benefits?
- No, Iowa fully exempts Social Security benefits from state income tax.
- Does Iowa have local income taxes?
- Some Iowa school districts levy a supplemental income surtax, typically 1-6% of the state tax owed.
Disclaimer: This calculator provides estimates based on 2026 tax brackets and standard deductions for Iowa. Your actual tax liability may differ due to itemized deductions, tax credits, pre-tax contributions, local taxes, and other factors. This tool is for informational purposes only and does not constitute tax advice.